4most Appoints Risk and Regulation Specialist John Webb as Head of Commercial Credit Risk

25 April 2017, London: 4most, the global credit risk consultancy, today announces the appointment of John Webb as Head of Commercial Credit Risk. John joins 4most from Deloitte’s Risk and Regulation practice where he was Associate Director within the Risk Adjusted Applications Team. He will be responsible for providing subject matter expertise on corporate credit risk.


John has extensive experience in credit risk portfolio modelling, including capital calculation and allocation, correlation models and concentration risk for both wholesale and retail loan books. Prior to joining Deloitte, he spent more than 21 years at Barclays within both Corporate Banking and Group risk functions, and he has worked with banks based both in the UK and internationally to review economic models. John has in-depth knowledge of credit risk modelling, scenario modelling and risk adjusted pricing methodologies.


4most specialises in credit risk analytics with a wide range of experience of delivering successful and cost effective projects for its UK and international clients. With a number of impending regulatory deadlines, such as the new accounting standard IFRS9, financial institutions are facing a number of challenges to deliver required regulatory changes, in addition to core credit risk management.


John Webb, Head of Commercial Credit Risk at 4most, said: “I am delighted to be joining 4most to work alongside some of the industry’s most respected credit risk consultants. Banks are facing numerous challenges over the next few years to implement required regulations in the context of wider geo-political and economic instability and I look forward to working with the 4most team and our clients to effectively overcome these hurdles”.


Mark Sisson, CEO of 4most, said: “With extensive credit risk experience and expertise, we are thrilled John is joining 4most. His appointment is our latest senior hire during a time of significant growth for the business and his in-depth industry knowledge strengthens 4most’s offering”.