Michael Gilding
Consultant

Mike has a Masters in Chemistry from the University of Bath and has worked in Credit Card risk for over 3 years. During this time he has worked in account management and acquisition risk functions at Lloyds Banking Group and Santander.

Mike has in-depth experience of portfolio strategy development, implementation and reporting. He has worked with teams across the credit life-cycle and has excellent knowledge of SAS and SQL based systems and retail credit products.
 

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