- Basel II
- Data Analysis
- Provision Models
- Credit Risk Models
- Forecasting. Stress Testing
Data Analysis
At 4-Most, we have a team of consultants and analysts with diverse backgrounds – which includes Banking, Credit Referencing, Collections, Customer Insight and Marketing. This experience enables 4-Most to provide bespoke expertise to specific projects where data mining and statistical analysis are key components.
Some of the key areas of expertise include a ‘best in class’ standard of proficiency in software and statistical packages widely used across the industry. These include amongst others, SAS and SQL. This knowledge enables 4-Most to be able to perform data analysis to a high-level.
This includes:
- Reading in raw data
- Data cleansing
- Formatting data
- Data manipulations
- KPI monitoring
- Statistical analysis (including scorecard builds, validation and monitoring)
- Significance tests
- Report generation and automation.
4-Most consultants have experience working for major retail banks on a range of sensitive projects involving multi-billion pound portfolios of assets. Recent projects have used many of the above processes, and specifically, validation and recalibration of multiple scorecards across the business.