Founded in 2011, we have grown rapidly to become the UK’s largest credit risk consultancy. 

We work with clients ranging from challenger banks to global financial institutions to design, build and embed bespoke solutions within the UK and globally.
We create value for clients through developing long-standing relationships and consistently delivering excellence. This success is evident from a large majority of our clients returning time after time.  

It is cliché but our people are our biggest asset. All of our 130+ consultants are permanent employees and, as being an employee-owned organisation, proudly own part of the 4most business. We are a passionate team of experts who are determined to deliver outstanding results for our clients. We are delighted to have one of the lowest employee turnover rates in the industry. 



Our Services