Credit Risk Internship

Please note that we have filled our current intern positions.

Our applications for Summer 2020 will re-open Autumn 2019. Please continue to visit our page for updates.

Job Title: Credit Risk Intern

Dates: June - August 2019

Overview of the Role: Paid 10-week summer internship based in our London office.

4most will provide you with an insight into Credit Risk as a potential career option by building up your knowledge of the sector and equipping you with basic coding skills alongside a project.

The 10-week internship programme is split into 2 parts:

Part 1: This will cover industry background information, regulations and interactive coding workshops and independent practice assignments.

Part 2: This will be a practical project either working individually or as part of a team, where you will be expected to undertake analysis and draw conclusions from your results. You will present your results to directors / senior managers at the end of the project.

You will be assigned a ‘buddy’ (usually a recent graduate) for the full duration of the internship programme. They will be able to support and answer any questions about your tasks/assignments and working at 4most in general.

Content Details:

Theory: Includes Introduction to Credit Risk, IFRS 9, Capital and Impairment, Signature Curves, Economics Overview, Machine Learning, Model Validation, Regulations and Insurance.

Technical workshops: Interactive workshops covering SAS (WPS), R and Python. Learning basic data steps/manipulation, data investigations and analysis, understand and write macros, building a regression model and a scorecard build.

Assignments: You will be given short assignments to complete, which mirror the WPS seminars and technical content covered.

Project: The final segment of the internship will allow you to put all skills and knowledge learnt towards a project which involves research, analysis, problem solving and presenting a final solution with reasons to support.


We do not expect you to have finance or credit risk knowledge, but you should be curious to learn about credit risk:

  • Student in their penultimate year, studying towards a relevant numerical Bachelor’s/Master’s degree with statistical content (e.g. Mathematics, Economics, Physics etc)

  • Good analytical skills and a desire to work with data

  • Structured and methodical

  • Open to challenge

  • Team player

  • Inquisitive, enthusiastic and honest

Application Process:

If you’re interested in applying for our internship, please complete the online application form here and email your CV and cover letter to

The application process will consist of:

  • A short application form

  • CV and cover letter submission

  • Telephone interview (30 minutes)

  • Face to face interview at our London office