Founded in 2011, we have grown rapidly to become the UK’s largest credit risk consultancy and recognised as one of the most dynamic and successful risk consulting firms globally. We are experts in all areas of credit risk, analytics and regulation in the financial services sector and are proud to be a trusted partner for clients ranging from challenger banks to world leading financial institutions.

We create value for clients through developing long-standing relationships and consistently delivering excellence. This success is evident from a large majority of our clients returning time after time.  

It is cliché but our people are our biggest asset. All of our consultants are permanent employees and, as being an employee-owned organisation, proudly own part of the 4most business. We are a passionate team of experts who are determined to deliver outstanding results for our clients. We are delighted to have one of the lowest employee turnover rates in the industry.  

WINNER of Best Company to Work For at the Credit Strategy Awards 2019.


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