General Insurance
Our team of dedicated specialists offer comprehensive solutions for general & non-life insurance reserving. Get in-depth claim analysis of claims history, as well as precise projections tailored to your unique needs.
What we offer
Reserving process transformation
Our team has deep reserving experience in helping our clients to transform their reserving processes. We help insurers to smoothly move to early close, giving them insights of reserves early enough to take the appropriate actions.
Outstanding claims reserve
We tailor various reserving approaches to reflect the unique characteristics of each segment. This differentiated approach, as opposed to a one-size-fits-all strategy, reflects our dedication to precision and effectiveness in the diverse landscape of insurance reserving.
Peer review of reserves
We specialise in evaluating and refining reserving methodologies, ensuring accuracy and reliability. Our commitment extends to thorough peer reviews, fostering collaborative assessments to enhance the robustness of our methodologies.
Statement of Actuarial Opinion (SAO)
We strive for excellence, meticulously crafting Statements of Actuarial Opinion (SAOs) that meet regulatory standards. Our transparent evaluations cover insurance reserves, pricing strategies and financial solvency, offering valuable insights to stakeholders for informed decision-making.
Actual vs Expected (AvE)
Our analysis improves reserve estimates and pricing performance, with tailored dashboards that visualise your insurance portfolios. Identify trends, assess risk concentrations and make informed decisions, all the while supported by our commitment to innovative solutions and precise visualisations.
Why choose 4most?
70+ actuaries
With generations of regulatory expertise between them. We understand all the metrics for success within the insurance world.
Trusted 100%
Our track record speaks for itself. In our most recent Client Satisfaction Survey, every single one of our clients recommended us.
Tailored to you
We take the time to understand your unique challenges so that we can deliver bespoke solutions that truly make a difference.
True specialists
There’s experts, and then there’s specialists. We live and breathe risk analytics consulting every day, which means we stay in tune with the latest trends.
Key contacts
Sachal Gandotra
Piyush Goel
“Working with 4most’s partners and consultants, we really felt assured with the detailed insight they provided on handling client requirements and how they translate into technical and modelling requirements.”
Got a question about our General Insurance service?
Get in touchInsights
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